5 Ways Having a Mobile Wallet Can Help You in a Pinch

One of the most helpful, useful apps you can have in your phone is a mobile wallet app. It allows you to conduct various cashless transactions, including paying bills, transferring funds, and more. Ultimately, this saves you a lot of time so you can do more of the things you love. A mobile wallet can also help you save money, thanks to deals and promos.

Another reason you should download a mobile wallet? It can be handy in cases of emergency! Here are just a few examples:

You Ran Out of Cash for Payments

Just imagine this scenario: you’re already at the counter at the supermarket to pay for your groceries. You pull out your wallet and then, surprise, you don’t have enough money for your purchases! Such a hassle, right? Not to mention a little embarrassing, since you’ll be holding up the line while you go to the ATM to get more cash. What’s worse, when you get to the nearest ATM, you find out that it ran out of money to dispense or it’s offline.

With a mobile wallet, you don’t have to worry about this scenario ever again. You can simply pay through QR code or use a physical card linked to your mobile wallet account. Even better is that you don’t end up charging the purchase to your credit card. Thus, you can reserve its funds for bigger emergencies.

You Need Prepaid Load ASAP

These days, staying connected is more important than ever. Regularly communicating with your friends and loved ones is essential to your mental and emotional health. It’s also crucial just in case you get caught in an emergency and you need help.

With a mobile wallet, you can rest assured that you can always stay connected and online. That’s because the app allows you to purchase prepaid load as well as mobile data packages anytime, anywhere. No need to look for a convenience store that sells e-load or prepaid cards. What’s even better is that the prices are already discounted, which means more savings.

All you need to do buy prepaid load or mobile data using your mobile wallet is go to the “Load” menu. From there, just choose the denomination you want and then input the number. You can also opt to send the prepaid credits as a gift to someone else who may also need to get in touch. No need to worry about the telco, since mobile wallets have packages for all networks.

You Need Emergency Funds

No one wants emergencies to happen, but it’s still a good idea to prepare. For instance, it’s best to have an emergency fund ready so that you don’t get caught off-guard by unforeseen events and expenses. With a plan in place, you’ll have more peace of mind no matter what happens.

Speaking of peace of mind, a mobile wallet can also offer a measure of comfort in cases of emergency. Whether it’s you, a friend, or a family member who might need help, a mobile wallet allows you to transfer funds instantaneously. There’s no need to wait—the funds will immediately be available for use the moment the transaction goes through.

You Have to Pay a Bill

Sometimes, a busy lifestyle can make you forget important things such as your bill due dates. When this happens, you can count on your mobile wallet to facilitate quick and easy bills payment. All you have to do is go to the correct menu, select your biller, input the amount, and confirm the transaction via OTP.

You can do this anytime, anywhere. Just in case your biller contacts you about your overdue bill, you can give them the reference number of your mobile wallet transaction to prove that you’ve already made the payment. As a result, you can stay in good standing with your service providers.

You Need a Last-Minute Gift

Admittedly, not everyone is good at gifting. Are you one of this crowd? If so, your mobile wallet can rescue you! After all, cash is as good a gift as any. In fact, the recipient might even like receiving cash better because they can decide what to buy. You can also give your godchildren their aguinaldo through mobile wallets (and maybe teach them how to save, too).

Aside from cash, you can also send prepaid load, mobile data, and even gaming credits as gifts. Nowadays, practicality wins and these gifts certainly meet those criteria.

As you can see, your mobile wallet is a versatile app. It’s useful for simple, everyday tasks but also extremely helpful in cases of emergencies. If you don’t have a mobile wallet account yet, it’s about time to download one and sign up. Make sure to upgrade your account as soon as possible so you can have access to more features and privileges, such as an increased transaction limit.

Take care and remember to always stay prepared!