There's so much you can do
with your PayMaya account!

Get awesome features with your PayMaya account. But before anything else,
know the different types of PayMaya account and its features.

 

BASIC

  • Monthly limit of PHP 50k
  • Over-the-Counter Cash In
  • Buy digital goods on the shop
  • Scan PayMaya QR to pay merchants
  • Cashback, discounts and rewards
  • Receive Money from Banks/wallets via Instapay and QRPH

  UPGRADED

  • Increased monthly limit of PHP 100k
  • Over-the-Counter Cash In
  • Buy digital goods from the PayMaya Shop
  • Scan PayMaya QR to pay merchants
  • Send money to other PayMaya users and Padala agents
  • Send money to other Bank accounts/Wallets
  • Cashback, discounts and rewards
  • Withdraw money from any Bancnet ATMs here and abroad through the PayMaya physical card
  • Receive Money from Banks/Wallets via QRPH, Instapay, Pesonet and Bank Pull

Requirements
Video selfie, Valid ID, Verified Address and Verified Personal Information

UPGRADE MY ACCOUNT

Wallet and Transaction Limits

Account Types Basic Upgraded Super Users
Wallet Balance
Monthly Limit
PHP 50K PHP 100K PHP 500K
Purchase
Monthly Limit
PHP 50K
No Daily Limit
PHP 100K Daily Limit
Unlimited monthly amount
Unlimited Number of Transactions
PHP 500K Daily Limit
Unlimited monthly amount
Unlimited Number of Transactions
ATM Withdrawal
Monthly Limit


icon_limit@2x Limit: Based on ATM Rule, PHP 50K daily
- PHP 50K Daily Limit
10x a day
60x a month
PHP 50K Daily Limit
Unlimited Number of Transactions
Send Money to other PayMaya users Monthly Limit - PHP 20K per Transaction
PHP 100K Daily Limit

Unlimited monthly amount
Unlimited Number of Transactions
PHP 500K Daily Limit
Unlimited monthly amount
Unlimited Number of Transactions
Bank Transfer (InstaPay Sending)
Monthly Limit
- PHP 50K Daily Limit
PHP 100K Monthly Limit
20x a month
PHP 50K Daily Limit
PHP 500K Monthly Limit
40x a month
Receiving Money Limit
From other PayMaya Users
Monthly Limit
Depends on the combined
monthly wallet balance limit*
Depends on the combined
monthly wallet balance limit*
Depends on the combined
monthly wallet balance limit*
From other banks (Instapay Receiving)
Monthly Limit
Depends on the combined
monthly wallet balance limit*
Depends on the combined
monthly wallet balance limit*
Depends on the combined
monthly wallet balance limit*
Cash In Limits and Fees
Via PayMaya app using
Mastercard/VISA issued cards,

BPI and BDO Over-the-Counter

icon_limit@2x Limit: Via Card (PHP 10K), BPI Account (PHP 20K), BDO OTC (Upto Wallet Size)
- Depends on the combined monthly wallet balance limit*

Via Card - PHP 10K Per Txn and 5 attempts per day
Via BPI - PHP 20K Per Txn and 10 attempts per day

Depends on the combined monthly wallet balance limit*

Via Card - PHP 10K Per Txn and 5 attempts per day
Via BPI - PHP 20K Per Txn and 10 attempts per day
Online & Banking Partners
BPI Online, Metrobank, Unionbank ATM/Online, RCBC, PBCOM, Maybank, AUB, PNB & Other Partners

icon_limit@2x Limit: 50K per Transaction, up to 35 transactions per day, except for following banks:
    - Metrobank via Instapay (PHP 20K, up to 3 transactions per day)
    - BDO via Instapay (PHP 10K, up to 5 transactions per day)
    - BPI/BPI Family via Instapay (PHP 20K, up to 3 transactions per day)
Depends on the combined
monthly wallet balance limit*
Depends on the combined
monthly wallet balance limit*
Depends on the combined
monthly wallet balance limit*
Non-Bank and Over-the-Counter Partners
   - Ministop
   - Palawan Pawnshop & Others

icon_limit@2x Limit: PHP 20K per transaction
Depends on the combined
monthly wallet balance limit*
Depends on the combined
monthly wallet balance limit*
Depends on the combined
monthly wallet balance limit*
For the complete list of Cash In Partners, visit our website.
*  -  This means your amount limit for this transaction type depends on the amount you already transacted within the month. For example, as a
        basic PayMaya user, your wallet balance limit is PHP 50K and for this month you transferred 10K from your Metrobank savings account. 
        This means you can only receive 40K for the rest of this month on other Cash In Transactions.
**  - Monthy limit is subject to change

 

Account Types Basic Upgraded Super Users
Wallet Balance Monthly Limit PHP 50K PHP 100K PHP 500K
Purchase Monthly Limit PHP 50K
No Daily Limit
PHP 100K Daily Limit
Unlimited monthly amount
Unlimited Number of Transactions
PHP 500K Daily Limit
Unlimited monthly amount
Unlimited Number of Transactions
ATM Withdrawal Monthly Limit
icon_limit@2x Limit: Based on ATM Rule, PHP 50K daily
- PHP 50K Daily Limit
10x a day
60x a month
PHP 50K Daily Limit
Unlimited Number of Transactions
Send Money to other PayMaya users
Monthly Limit
- PHP 20K per Transaction
PHP 100K Daily Limit
Unlimited monthly amount
Unlimited Number of Transactions
PHP 500K Daily Limit
Unlimited monthly amount
Unlimited Number of Transactions
Bank Transfer (InstaPay Sending)
Monthly Limit
- PHP 50K Daily Limit
PHP 100K Monthly Limit
20x a month
PHP 50K Daily Limit
PHP 500K Monthly Limit
40x a month
Receiving Money Limit
From other PayMaya Users
Monthly Limit
Depends on the combined
monthly wallet balance limit*
Depends on the combined
monthly wallet balance limit*
Depends on the combined
monthly wallet balance limit*
From other banks (Instapay Receiving)
Monthly Limit
Depends on the combined
monthly wallet balance limit*
Depends on the combined
monthly wallet balance limit*
Depends on the combined
monthly wallet balance limit*
Cash In Limits and Fees
Via PayMaya app using
Mastercard/VISA issued cards,
BPI and BDO Over-the-Counter

icon_limit@2x Limit: Via Card (PHP 10K), BPI Account (PHP 20K), BDO OTC (Upto Wallet Size)
- Depends on the combined monthly wallet balance limit*

Via Card - PHP 10K Per Txn and 5 attempts per day
Via BPI - PHP 20K Per Txn and 10 attempts per day
Depends on the combined monthly wallet balance limit*

Via Card - PHP 10K Per Txn and 5 attempts per day
Via BPI - PHP 20K Per Txn and 10 attempts per day
Online & Banking Partners
BPI Online, Metrobank, Unionbank ATM/Online, RCBC, PBCOM, Maybank, AUB, PNB & Other Partners

icon_limit@2x Limit: 50K per Transaction, up to 35 transactions per day, except for following banks:
    - UBP via Instapay (PHP 20K, up to 5 transactions per day)
    - Metrobank via Instapay (PHP 20K, up to 5 transactions per day)
    - BDO via Instapay (PHP 10K, up to 5 transactions per day)
    - BPI/BPI Family via Instapay (PHP 20K, up to 5 transactions per day)
Depends on the combined
monthly wallet balance limit*
Depends on the combined
monthly wallet balance limit*
Depends on the combined
monthly wallet balance limit*
Non-Bank and Over-the-Counter Partners
    - Ministop
    - Palawan Pawnshop & Others

icon_limit@2x Limit: PHP 20K per transaction
Depends on the combined
monthly wallet balance limit*
Depends on the combined
monthly wallet balance limit*
Depends on the combined
monthly wallet balance limit*
For the complete list of Cash In Partners, visit our website.
*  -  This means your amount limit for this transaction type depends on the amount you already transacted within the month. For example, as a basic PayMaya user, your wallet balance limit is PHP 50K and for this month you transferred 10K from your Metrobank savings account. 
        This means you can only receive 40K for the rest of this month on other Cash In Transactions.
**  - Monthy limit is subject to change
Account Limits Webpage Update_Updated_080521

 

 

How to check your Account Limits through the PayMaya App

  1. Log in to your Paymaya account.
  2. Select the profile button on the upper left to access the drawer
  3. Select Account Limits
  4. Browse through your daily and monthly account limits by clicking on the appropriate tab button