5 Important Things to Know Before Shopping Online
Jan 27, 2016 12:00:00 AM
Having a PayMaya Visa account is great because now you can buy anything you want online. But the online world can also be tricky. If there are scams and robberies that happen on the streets, they can also happen online too. So be careful, and remember these 5 tips when shopping online.
1. Always keep your personal information secure online.
Know who you share your personal information with, especially your PayMaya Visa card number, expiration date, and security code. Don’t give these out over the phone, email, or internet to strangers. If a family member or a close friend is asking for it, it’s best to do it over a phone call than through chat or text so you can verify that it’s really them.
2. Make sure the online store’s website is secure.
Before entering your card details, make sure that the website is secure. You can do this by:
a) Checking the payment page’s web address (page where you are entering card details). It should start with: “https”, with an S at the end. HTTPS means Hyper Text Transfer Secure. It is run by technology that makes sure all the information you enter remains private and protected. Most online banking and online shopping order forms should have this.
b) Checking if there is a lock icon in the web page address of your browser. The lock icon means your information will be safe when you submit it on the web page. You can click on it to view if it says “private” or “encrypted”. Look for the lock before you send personal or financial information online
3. Create strong passwords that are difficult to guess.
Use a strong password on your PayMaya account. You can be creative by thinking of a special phrase and using the first letter of each word as your password. For example, “I love listening to music everyday ” could be 1Ll2Me.
4. Don’t overshare on Social Networking Sites (Facebook, Twitter, Instagram, etc.).
Cyber criminals can find information about your life and use it to answer security or challenge questions on your accounts to access money or personal information. Don’t post your full name, social security number, address, phone number, or account numbers on websites that are easy to access. You can share photos of you posing with your PayMaya card on Facebook or a flatlay image of your food next to your PayMaya card on Instagram. Just make sure you blur or cover the sensitive information: your card number, expiration date, and security code/CVV.
5. Avoid Phishing emails.
Phishing means someone pretends to be an another person or official company, then tries to get your information. If a company sends you an email saying they have an issue with you and need your personal information, don’t click on the links in the email. Instead , type the company name into your web browser, go to their site, and contact them through customer service. Or call the customer service and ask whether the company really sent a request.