Get up to P1,500 reward when you invite your friends and family to join PayMaya!

Promo runs from January 15 - 31, 2022

How to get your invite code

Make sure your account is upgraded! Only upgraded accounts can unlock their invite codes. Learn how to upgrade here.


KYC Upgrade Icons_open app

Step 1
Open your PayMaya app and tap on the menu or drawer.

KYC Upgrade Icons_invite friends

Step 2
Tap on “Invite Friends”. You’ll see your unique invite code.

KYC Upgrade Icons_share

Step 3
Share your code to as many friends as you want!

Here's what your referrals have to do:


Phone GIF Member Get Member

Step 1: Download and register
Download the PayMaya app and register an account. It’s free!

Step 2: Input and submit code
Input your friend’s invite code in the “Get Free Credits” screen and tap “Submit Invite Code”.

Step 3: Upgrade your account
Upgrade your account for free. Just prepare one valid primary ID or two supplementary IDs. To learn more about upgrading your account, click here.

Step 4: Complete your first PayMaya transaction
Do your first transaction worth at least P50 either by buying from Shop, paying your bills, sending money to an upgraded account, making a QR payment, or paying using your PayMaya virtual card to get your P100 reward!


Download the PayMaya app for free

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Promo Mechanics

  1. Promo period is from January 15 to January 31, 2022.
  2. This program is open to upgraded and newly registered PayMaya consumer accounts:
    1. Invite code is only available to upgraded PayMaya accounts [Referrer]
    2. Inputting of invite code is available to all newly registered PayMaya accounts from January 15 to January 31, 2022 [Referee]
  3. The Referrer may view his invite code in the PayMaya app by accessing the MENU (for Android users) or clicking on MORE (for iOS users); and tapping on the INVITE FRIENDS banner.
  4. The Referrer may share their invite code to as many friends as possible during the promo period. They may post it on any social media platform or share via messaging apps.
  5. The Referrer will be rewarded P100.00 PayMaya voucher automatically once referee completes his/her first PayMaya transaction worth at least P50 upon upgrading his/her account.
  6. The Referrer can get a maximum of P1,500 equivalent to 15 successful referrals during the promo period.
  7. A successful referral entails the following:
    1. The friend referred successfully creates an account and used a referrer’s invite code
    2. The friend referred successfully upgrades his/her PayMaya account
    3. The friend referred does any of the following valid PayMaya transactions worth at least P50 for the first time:
      • Buy from Shop
      • Pay bills
      • Send money to KYC1 users
      • Pay via PayMaya QR (except Negosyo QR merchants)
      • Purchase from any merchant in Maya Mall (except for merchants under the Government category)
      • Pay using PayMaya virtual card in the app
  8. After successfully completing the activities in step 7, the referee will also be rewarded with P100.00 voucher.
  9. The referee can earn the reward for this promo only once during the entire promo period and only after they did the activities in order; the necessary transactions have to be cleared and posted before the user is credited with the reward.
  10. Transactions made at the following billers are excluded from the promo:
    1. “Government” category billers
    2. “Donation” category billers
    3. “Others” category billers
    4. Unionbank
  11. Items bought from PayMaya Shop must be for self-loading only and not for gifting to be qualified as a valid first transaction.
  12. Program period is from January 15 to January 31, 2022.
  13. PayMaya users who previously entered an invite code prior January 15-31, 2022 but were not able to complete the steps indicated in step 7 are NOT eligible for this program.
  14. Any user who uses an invite code, upgrades his/her account and completes his/her first PayMaya transaction after the end of the program period will not receive the reward.
  15. The Referrer must have a valid PayMaya account before referring a friend in order to receive the reward.
  1. The P100.00 voucher reward will not be credited to the referee if he/she fails to input the referral code and upgrades his/her account first. The reward will only be credited if the exact sequence is followed:
    1. Input invite code
    2. Upgrade account
    3. Complete first valid PayMaya transaction worth at least P50
  2. To redeem the reward voucher, follow these steps:
    1. Open the PayMaya app and log in to your account
    2. Tap “Vouchers” in the home screen
    3. Select the voucher you want to redeem under “Available” and tap “Claim”
    4. Review the details and amount of the voucher and tap “Claim Now”
    5. You will receive a notification of the voucher redemption in-app and via SMS
    6. Redeemed voucher amount will be reflected in your PayMaya account balance
  3. Qualified users will receive their voucher any time after their valid transaction to up to fourteen (14) business days after the promo period.
  4. Qualified users will receive their P100.00 voucher reward any time after their valid transaction.
  5. The reward will not be given if a pre-existing PayMaya user creates another account with a different mobile number.
  6. If a Referee is invited by multiple people with invite codes, the referral will only be attributed to the referrer whose invite code was entered in the app.
  7. A referee may also use an invite code officially shared by PayMaya and its authorized partners and receive the P100.00 voucher reward after the successful upgrade of account.
  8. This promo is applicable to unique and valid PayMaya accounts only. PayMaya reserves the right to withdraw rewards or prizes to invalid accounts even if the user has already received the prize or benefit.
  9. Users with duplicate accounts or who are blacklisted cannot participate in this promo.
  10. PayMaya reserves the right to refuse the awarding of rebates or rewards to accounts that are proven to be invalid or fraudulent or a result of gaming (i.e. abuse of system or weakness in the promo to win prizes or receive benefits).
  11. PayMaya users who have exceeded their aggregate limits may not receive their reward on time. The reward can only be credited the following month or once a user’s account balance is once again within the allowable limits – P50,000 for starter accounts and P100,000 for upgraded accounts.
  12. Any reward credited to the qualified user shall be deemed final unless the customer notifies PayMaya of mistake in crediting, such as, but not limited to incorrect reward credited or uncredited reward, within 30 days from the end of the promo period. The decision of PayMaya on the complaint with concurrence of DTI shall be considered final. For clarifications and complaints relative to this promo, please call 8845-7788 or email

DTI Fair Trade Permit No. FTEB-134982 Series of 2022