How to get your invite code

Make sure your account is upgraded! Only upgraded accounts can unlock their invite codes. Learn how to upgrade here.


KYC Upgrade Icons_open app

Step 1
Open your PayMaya app and tap on the menu or drawer.

KYC Upgrade Icons_invite friends

Step 2
Tap on “Invite Friends”. You’ll see your unique invite code.

KYC Upgrade Icons_share

Step 3
Share your code to as many friends as you want!

It’s easy to sign up with an invite code!


Member Get Member

Step 1: Download and register
Download the PayMaya app and register an account. It’s free!

Step 2: Input and submit code
Input your friend’s invite code in the “Get Free Credits” screen and tap “Submit Invite Code”.

Step 3: Upgrade your account
Upgrade your account for free. Just prepare one valid primary ID or two supplementary IDs. To learn more about upgrading your account, click here.

Step 4: Add money to your account
Almost done! Add money to your PayMaya account via Kiosk or via your bank account. Check valid add money channels here.


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Promo Mechanics

  1. This program is open to upgraded and newly registered PayMaya accounts:
    1. Invite code is only available to upgraded PayMaya accounts [Referrer]
    2. Inputting of invite code is available to all newly registered PayMaya accounts from October 12 – December 31, 2020. [Referee]
  2. The program is only qualified to PayMaya accounts running on the following PayMaya app releases and above:
    1. Version 2.17 on Android
    2. Version 2.1.0 on iOS
  3. PayMaya users who were previously given invite codes are also eligible for this program.
  4. The Referrer may view his invite code in the PayMaya app by accessing the MENU (for Android users) or clicking on MORE (for iOS users); and tapping on the INVITE FRIENDS banner.
  5. The Referrer may share their invite code to as many friends as possible during the promo period. They may post it on any social media platform or share via messaging apps.
  6. The Referrer will be rewarded P100.00 PayMaya credits automatically once referee completes upgrade and add money.
  7. A successful referral entails the following:
    1. The friend referred successfully creates an account and used a referrer’s invite code
    2. The friend referred successfully upgrades his/her PayMaya account
    3. The friend referred successfully adds money to his/her PayMaya account. 
  8. Upon successful upgrade of the referee’s PayMaya account during the promo period, he/ she must Add Money to his/ her PayMaya account.  
  9. No minimum amount is needed for the Add money requirement after successfully adding money, referee will also be rewarded with P50.00, which will be credited directly to his/her PayMaya account automatically.
  10. Valid add money channels are available here. (See appendix a).
  11. Program period is from October 12-31, 2020. Promo extended until December 31, 2020 as approved by DTI-FTEB.
  12. The Referrer must have a valid PayMaya account before referring a friend in order to receive the reward.
  13. The P100.00 reward will not be credited to the referee if he/she fails to input the referral code and upgrades his/her account first. The reward will only be credited if the exact sequence is followed:
    1. Input invite code
    2. Upgrade account
    3. Add money based on valid channels seen in Appendix A

14.   Add Money via credit card or debit card are not included as an add money channel.
15.   The reward will not be given if a pre-existing PayMaya user creates another account with a different mobile number.
16.   If a Referee is invited by multiple people with invite codes, the referral will only be attributed to the referrer whose invite code was entered in the app.
17.   A referee may also use an invite code officially shared by PayMaya and its authorized partners and receive the P100.00 reward after the successful upgrade of account and adding money to their account based on the valid add money channels.
18.   Any user who uses an invite code, upgrades his/her account and adds money after the end of the program period will not receive the reward.
19.   This promo is applicable to unique and valid PayMaya accounts only. PayMaya reserves the right to withdraw rewards or prizes to invalid accounts even if the user has already received the prize or benefit.
20.  Qualified users will receive their P100 reward any time after their valid transaction.
21.   Users with duplicate accounts or who are blacklisted cannot participate in this promo.
22.   PayMaya reserves the right to refuse the awarding of rebates or rewards to accounts that are suspected to be invalid or fraudulent or a result of gaming (i.e. abuse of system or weakness in the promo to win prizes or receive benefits).
23.   PayMaya users who have exceeded their aggregate limits may not receive their reward on time. The reward can only be credited the following month or once a user’s account balance is once again within the allowable limits – P50,000 for starter accounts and P100,000 for upgraded accounts.
24.   Any reward credited to the qualified user shall be deemed final unless the customer notifies PayMaya of mistake in crediting, such as, but not limited to: incorrect reward credited or uncredited reward, within 30 days from the end of the promo period. The decision of PayMaya on the complaint with concurrence of DTI shall be considered final. For clarifications and complaints relative to this promo, please call 8845-7788 or email

Per DTI Fair Trade Permit No. FTEB-106456 Series of 2020. 

Starting Nov. 23, the referees who complete the account upgrade and add money steps will be rewarded P100.00. If the upgrade and add money were completed before Nov. 23, the prize rewarded is P50.00.

Category Type of Channel Top Up Channels
Physical Convenience Store 711
Digital Services Ayannah
PayMaya Ayannah-Philtech
Kiosks eTap
Pay N Go
Touch Pay
Malls Gaisano
Pawnshops Cebuanna Lhuillier
Palawan Pawnshop
RD Pawnshop
Payment Centers Bayad Center
Global Pinoy
Groceries Shopwise
Virtual International Remittance Western Union
Bank Reload (InstaPay Transactions not included) BDO
Metro Bank